August is partial (statements close on the 14th). Card payments and account-to-account transfers are excluded — no double counting.

Two halves of the burn: ■ Lifestyle (cool colors) and ■ Help & people (warm colors) — same color families as the tiles up top. Every correction you make in the ledger sharpens these.

Why some rows say "Jun–Jul only": the bank statement shows Venmo money leaving but NOT who it went to — names only exist in Venmo's own statement exports, and we only have June + July so far. Emily has been paid far longer than 9 weeks; her per-week rate is computed only over the weeks we can SEE her by name. To fix: log into the Venmo account → Statements → download Jan–May 2026 CSVs and the whole table extends automatically on the next rebuild. ATH Móvil / PayPal names come straight from the bank and already cover the full window.

This is the "sinking ship" ledger: personal wealth converted to cash to cover business and household gaps. Full 2025 history gets added when those statements are loaded.